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Company’s Business Policy

Management of non-performing loans (NPL)
SAM’s first step in managing non-performing loans (NPL) is to negotiate with the debtors to restructure the debts, with regard to the debtors’ ability to pay off loans. This includes consultation to reach an appropriate final method in order to allow potential debtors to continue their business. SAM exercises only as much legal action as to not cause any detriment to the organization or the state at large. As for debtors in the regions, SAM has established four offices which are Chiangmai, Khon Khaen, Surat Thani, and Phitsanulok to offer service throughout the country.
Management of non-performing assets (NPA)
SAM’s policy in managing non-performing assets is to reutilize the assets to stimulate the economic system and increase the value of the assets. This will in turn create employment for the people, bringing about the country’s economic strength. Therefore, SAM continuously resells its NPAs, as well as acts as a center of information about potential real estate in various locations for investors. Interested persons can find the details on SAM website: www.sam.or.th
Creation of business opportunities
The aim of SAM’s operations is to put debtors back into the economic system and strengthen financial institutes. At the same time, SAM has been emphasizing CSR operations with the aim to be an organization that can conduct business alongside caring for society. This is the rationale of the CSR activities organized by SAM under the concept of promoting financial literacy, saving principles and debt resolution counseling through various projects and online channels such as “Debt Clinic” and “SAM, True Friend & Debt Advisor”. SAM had been continuously giving opportunities and knowledge to support those in need, debtors, students and new comers in job employment to enhance their quality of life and better careers.
Corporate Social Responsibility (CSR)
The aim of SAM’s operations is to put debtors back into the economic system and strengthen financial institutes. In addition, SAM publicizes information or significant affairs within the organisation and builds strong relationship with other organisations to foster collaboration and contribution to the business and SAM has been continuously emphasising CSR operations with the aim to be an organisation that can conduct business alongside caring for society.